This article appeared originally in the December 2017 Levitt Letter.
Thieves recently infiltrated Equifax databases and stole personal credit information for 60% of U.S. adults — names, birthdates, social security numbers, addresses, etc. of as many as 143 million Americans. Reviewing dozens of Equifax breach articles led me to commend the most helpful two:
Clicking on “Am I Impacted?” at equifaxsecurity2017.com lets consumers enter a last name and the last six digits of a Social Security number. You would prefer not to get this response: “… we believe that your personal information may have been impacted by this incident.” Despite the outcome, Lieber advises against enrolling in Equifax’s [Dis]TrustedID Premier program. Lieber suggests three actions for guarding against consequences of the recent Equifax breach.
Equifax Security Freeze,
P.O. Box 105788,
Atlanta, GA 30348
Experian Security Freeze,
P.O. Box 9554,
Allen, TX 75013
P.O. Box 2000,
Chester, PA 19016
Strongly consider using a two-factor authentication, which requires an extra step after you log in to a website or app to guard against fraudsters; the second step authenticates your identity. That safety measure could involve entering a six-digit code or tapping a pop-up on your cell phone. Mr. Rothman explains: With two factors, hackers need both your password and access to your phone (or to another “second factor,” such as your email) to break in. Every online service worth its salt has a second-step option in its settings. Search Google for “two-factor authentication” plus the company’s website or the app’s name. Being wise as a serpent these days is increasingly complex, but it’s less challenging for us who hone our minds with regular Bible reading. Kindly share this article with anyone less informed than you.